Haggling over a house

Wow! I really thought we'd know something for sure by now. Instead, it's more complicated than ever. They came down 3K, we needed 13K, so we said, "No deal," and...our realtor appeared to panic. So, she and the mortgage rep from the bank worked out a deal to lower our interest rate with points, our realtor even gave up a percentage of her commission to make it work. We signed the papers. While all of this was going on someone else was getting approved for a loan for the same house. All we need is for the owner to sign our papers, but I think they're waiting to see if the other people outbid us. We are completely at peace with either way this goes. If the "competition" outbids us, they can have it, we're not budging. This is so not as fun as haggling for a carpet in Turkey.